Let's talk about financial advisor
performance
Returns you should expect
Appropriate performance benchmarks
Based on insights shared by 650+ industry veterans and university finance & business professors.
Stocks: Returns for the stock (equity) investments in your portfolio should be measured against the return of the S&P 500 Total Return Index.
Bonds: Returns for the bond (fixed income) investments in your portfolio should be measured against the return of the Bloomberg/Barclays U.S. Aggregate Bond Total Return Index.
We encourage you to use the benchmark and blended benchmark return numbers below to measure the performance of your current financial advisor. Please don't hesitate to contact us with questions or if you require assistance with a search for a financial advisor. Trusted Wealth earns zero commissions or finder's fees from the advisors and planners we recommend. Our financial advisor search and review practice was developed at Stanford University. Your money deserves the best.
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Year
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021 ytd
Stock Benchmark
S&P 500
Total Return Index
-9.10%
-11.89%
-22.10%
28.58%
10.88%
4.91%
15.69%
5.49%
-37.00%
26.46%
15.06%
2.11%
16.00%
32.39%
13.69%
1.38%
11.96%
21.83%
-4.38%
31.49%
18.40%
24.04%
Year
Bond Benchmark
Bloomberg / Barclays U.S. Aggregate
Total Return Bond Index
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021 ytd
11.63%
8.44%
10.16%
4.10%
4.34%
2.43%
4.33%
6.97%
5.24%
5.93%
6.54%
7.84%
4.21%
-2.02%
5.97%
0.55%
2.65%
3.54%
0.01%
8.72%
7.51%
-1.55%
A commonly cited rule of thumb has helped simplify asset allocation (percentage of stocks vs bonds held). It states that individuals should hold a percentage of stocks equal to 100 minus their age. So, for a typical 60-year-old, 40% of the portfolio should be in stocks. This is a very simple guide. Individual risk tolerance can cause actual asset allocations to deviate from these weightings.
Year
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021 ytd
Blended benchmark
Annual Returns
70% Stocks
30% Bonds
60% Stocks
40% Bonds
50% Stocks
50% Bonds
40% Stocks
60% Bonds
More Risk
Less Risk
30% Stocks
70% Bonds
-2.88%
-5.79%
-12.42%
21.24%
8.92%
4.17%
12.35%
5.93%
-24.33%
20.30%
12.50%
3.83%
12.46%
22.07%
11.37%
1.13%
9.17%
16.34%
-3.06%
24.66%
15.13%
16.36%
-0.81%
-3.76%
-9.20%
18.79%
8.26%
3.92%
11.21%
6.08%
-20.10%
18.25%
11.65%
4.40%
11.28%
18.63%
10.60%
1.05%
8.24%
14.51%
-2.62%
22.38%
14.04%
13.80%
1.27%
-1.73%
-5.97%
16.34%
7.61%
3.67%
10.06%
6.23%
-15.88%
16.20%
10.80%
4.98%
10.11%
15.19%
9.83%
0.97%
7.31%
12.69%
-2.19%
20.11%
12.96%
11.25%
3.34%
0.31%
-2.74%
13.89%
6.96%
3.42%
8.91%
6.38%
-11.66%
14.14%
9.95%
5.55%
8.93%
11.74%
9.06%
0.88%
6.37%
10.86%
-1.75%
17.83%
11.87%
8.69%
5.41%
2.34%
0.48%
11.44%
6.30%
3.17%
7.77%
6.53%
-7.43%
12.09%
9.10%
6.12%
7.75%
8.30%
8.29%
0.80%
5.44%
9.03%
-1.31%
15.55%
10.78%
6.13%